Global business
payments.
Reimagined.
One secure platform for global business payments — move money across borders, manage global accounts, settle with stablecoins, verify suppliers, and run your business finance end to end.
Built for importers, exporters, SMEs, fintechs, and global traders.
KeyBS Pay
Treasury & Payments
Total Balance
$148,290
+$3,420 this month
USD
US Dollar
$84,200
GBP
Pound
£29,450
EUR
Euro
€18,640
GHS
Cedi
₵180K
USDT
Stablecoin
$16,000
FX Rate
1 USD = 11.02 GHS
Illustrative platform preview · Sample
Shenzhen Tech Co.
USCC • AI Checked • KYB ✓
$12,500
$50,000 USDT
Completed • <15 min
One platform. Global reach.
Documented rails, currencies and corridors across every populated region — subject to KYB/AML and partner availability.
Coverage figures reflect partner-rail reach and documented corridor pages. Real-world availability depends on route, currency, business profile, compliance review and partner approval.
Show me exactly how you'll pay.
Pick a country or a corridor — everything updates instantly.
Where are you paying?
Pick a destination and see the exact rails, methods and settlement window.
Real-time on GhIPSS Instant · Same day on ACH
USD 100k / txn · higher subject to review
Corridor availability, methods and speeds depend on KYB/KYC, AML review, partner route approval and applicable local regulation.
Any country to any country.
Pick a source and destination — see the rails, speed and deep-link into the full corridor SEO hub.
USDGHSUnited States — source rails
Ghana — beneficiary rails
Typical settlement
Real-time on GhIPSS Instant · Same day on ACH
859+ documented corridors and growing. Availability depends on partner rails, KYB/KYC, AML and jurisdictional compliance.
Every populated region. One integration.
Hover any country for coverage detail
64+ countries with per-corridor rail, settlement time and payout-method availability. Click through for the full country hub.
Everything you need to move money globally
Coverage, pricing and settlement times depend on currency, route, business profile, compliance review and partner availability.
One platform. Every payment.
From sending your first international wire to managing multi-currency treasury at scale.
Send Global Payments
SWIFT, SEPA, and Africa rail payments to 190+ countries — in hours on eligible rails, subject to compliance review.
Learn moreReceive with Virtual Accounts
USD, GBP, EUR, and local account details to collect from global buyers.
Learn moreConvert FX
Real-time FX conversion at competitive business rates with quote-based corridor pricing (subject to route availability).
Learn moreSettle with Stablecoins
Pay suppliers in USDT — bypass banking delays, settle instantly.
Learn moreVerify Suppliers Before Pay
Verify AI due diligence — business registry, sanctions, fraud.
Learn moreInvoices & Payment Links
Create branded invoices, send payment links, automate reconciliation.
Learn moreFour global payment products
Payment reach across 190+ countries · 80+ supported currencies · 9+ major collection currencies — subject to partner availability and compliance approval.
Global Collections
Receive funds in 9+ major currencies from global customers, platforms and trade partners.
- ▸AUD, CNH, EUR, GBP, HKD, JPY, NZD, SGD, USD
- ▸Local collection in US, EU, UK, HK, TH, ID, VN
- ▸B2B, platform & transaction collections
Global Payments
Pay suppliers anywhere in the world via SWIFT and local payment rails.
- ▸190+ country payment reach
- ▸SEPA, FAST, ACH, Fedwire, NIBSS, PesaLink, GhIPSS
- ▸B2B, B2C and POBO workflows
FX Exchange
Convert between 80+ supported currencies with spot, limit and locked-rate style quote workflows.
- ▸Competitive business exchange rates
- ▸Spot / limit / locked-rate workflows
- ▸Emerging-market & minority currencies
Global Account
One account for collections, FX, payments, payouts, reconciliation and API access.
- ▸Multi-currency balance management
- ▸Split payment & reconciliation
- ▸API / portal integration
WhatsApp Banking
Start payment requests, FX quotes, supplier verification and account support on WhatsApp.
- ▸18 business payment services
- ▸Pay to China via WhatsApp
- ▸No app download needed
Coverage is route-dependent and subject to partner approval, KYB/KYC and compliance review.
Receive like a local.
Operate globally.
Open virtual account details, collect payments, reconcile transactions, and manage multi-currency balances from one dashboard.
KeyBS Pay Account · Sample balances
$148,290.00
$84,200
+$12,400
£29,450
+£4,200
€18,640
+€2,100
₵180,400
+₵18K
₦12.4M
+₦800K
AED 46K
+2.1K
Sample Payment Routes
$50,000
Settled
$28,400
Settled
$12,800
In Transit
$94,100
Settled
$17,500
Settled
Illustrative platform preview · Sample transactions
Pay suppliers, teams,
and partners worldwide.
Send business payments across Africa, Europe, China, UAE, the UK, and beyond with transparent tracking and secure compliance checks.
Trust before you pay.
Verify supplier company documents, bank beneficiaries, sanctions exposure, and fraud risk before sending money. Powered by Verify AI. From $29.
Company Registry Check
Registry-backed business registration verification
Learn moreKYB Review
Director identity & UBO verification
Learn moreBank Beneficiary Check
Validate bank account details before payment
Learn moreSanctions Screening
OFAC, UN, EU, & regional blacklist check
Learn moreAI Analyst Report
Full risk report in under 60 seconds
Learn moreTradeScore™ Trust Rating
Proprietary 0–100 supplier trust score
Learn moreFrom $29 • Results in 60 seconds • Powered by Verify AI
Stablecoin settlement for
modern global businesses.
Receive USDT, send USDC, convert to fiat, and settle supplier payments faster with full transaction visibility. Bypass banking delays entirely.
Stablecoin Settlement Flow
Deposit USD
Fund your KeyBS wallet
Convert to USDT
1:1 on-ramp at mid-rate
Send to Supplier
USDT TRC20 — instant, borderless
Supplier Converts
USDT → CNY / AED / INR in minutes
Illustrative platform preview · Sample transaction
Built for importers, exporters,
and global trade.
Manage supplier payments, invoices, verification reports, virtual accounts, and cross-border settlement from one financial operating system.
Bank-grade security.
Compliance-first infrastructure.
Every payment runs through multi-layer compliance verification, institutional-grade encryption, and regulatory-approved rails.
View our compliance frameworkKYC / KYB
Full identity & business verification for all users
AML Screening
Real-time transaction monitoring & alerts
Transaction Monitoring
24/7 automated fraud detection at transaction level
Role-Based Access
Granular permissions for every team member
Audit Logs
Immutable audit trail on every payment event
Secure Infrastructure
Licensed partner network, segregated custody
Important: KeyBS Pay is not a bank. Banking, payment, card, crypto, and regulated financial services are provided through licensed partners where available. Services are subject to KYC/KYB, jurisdictional availability, compliance checks, transaction monitoring, and partner approval.
Transparent. No surprises.
Free
- Unlimited Document Studio (all 7 tools)
- 2 Trade Intelligence reports / month
- Live FX Rate Dashboard
- CRM up to 3 clients
- Escrow up to $2,000
Starter
- 5 Trade Intelligence reports / month
- 4 Supplier AI reports / month
- CRM up to 10 clients
- Escrow up to $25,000
Pro
- 20 Trade Intelligence reports / month
- 10 Supplier AI reports / month
- Unlimited CRM clients
- Escrow up to $250,000
- Priority FX quotes
Business
- 60 Trade Intelligence reports / month
- 30 Supplier AI reports / month
- Escrow up to $1,000,000
- KeyBS Verified badge
- SLA-backed support
Enterprise
- Unlimited reports & Supplier AI
- Escrow — no limit
- API access + white-label
- Dedicated account manager
How much are you losing on every transfer?
Enter your monthly volume to see your potential savings
Get My Free Cost AnalysisLocal rails where available.
Global reach by design.
KeyBS Pay can use local clearing networks where available to reduce friction, improve speed and avoid unnecessary intermediary-bank delays. Availability is route-dependent and subject to partner approval.
Africa
Europe
Asia
Americas
Currencies covered
Route-dependent. Subject to partner approval and compliance review.
9+ Major Collection Currencies
Additional Route-Dependent Currencies
Get a specific answer, instantly
Tap any question to open KeyBS AI prefilled with your query — or ask something new.
Frequently Asked Questions
Common questions about cross-border payments, supplier verification, and getting started.
What is KeyBS Pay?
KeyBS Pay is an Africa-focused B2B payment, FX, treasury and supplier-verification platform. Businesses use KeyBS Pay to collect funds globally, convert currency, pay overseas suppliers, manage one global account and verify counterparties before sending money.
What currencies does KeyBS Pay support?
KeyBS Pay supports global collection and payment workflows in major currencies such as AUD, CNH, EUR, GBP, HKD, JPY, NZD, SGD and USD, with additional route-dependent currencies such as AED, NGN, GHS, KES, ZAR, VND and stablecoin-supported flows where available. Exact currency availability depends on country, corridor and compliance approval.
Can KeyBS Pay help African businesses pay Chinese suppliers?
Yes. KeyBS Pay supports Pay-to-China workflows where eligible businesses can collect funds globally, convert currency and route approved CNY domestic payouts to Chinese supplier bank accounts, subject to KYB/KYC, AML review, partner route availability and transaction approval. This includes suppliers on 1688, Alibaba and direct factory arrangements.
Does KeyBS Pay support global collection?
Yes. KeyBS Pay can support global collection workflows using multi-currency collection accounts and local collection options where available. This helps businesses receive funds from customers, platforms and trade partners in 9+ major currencies before converting or paying suppliers.
Does KeyBS Pay support global payments across 190+ countries?
KeyBS Pay can support payment reach across 190+ countries through regulated infrastructure and partner rails, subject to availability, KYB/KYC approval and compliance review. Supported routes include SWIFT and local payment rails including SEPA, FAST, ACH, Fedwire, NIBSS, PesaLink and GhIPSS, depending on country and currency.
What is KeyBS Pay Global Account?
The KeyBS Pay Global Account is a business account workflow for global collections, FX conversion, supplier payments, payouts, withdrawals, split payments, reconciliation and API or portal access — all from one platform.
Does KeyBS Pay support FX and treasury workflows?
Yes. KeyBS Pay FX Exchange supports real-time conversion across 80+ supported currencies where available, including spot conversion, limit-rate style workflows, locked-rate style quote options and treasury visibility for finance teams. Emerging-market currencies such as NGN, GHS, KES, ZAR and VND are supported where available.
Can KeyBS Pay verify suppliers before payment?
Yes. KeyBS Pay can help review supplier company details, invoices, beneficiary bank-account information, documents, domain signals and risk indicators before payment. Supplier verification reduces risk but does not guarantee supplier performance or delivery.
What is TradeScore™?
TradeScore™ is KeyBS Pay's supplier risk and trust scoring layer. It combines company verification, document checks, beneficiary review and payment-risk signals into a simple score to help buyers make better-informed payment decisions before sending funds.
Does KeyBS Pay support stablecoin or USDT workflows?
KeyBS Pay supports stablecoin and USDT settlement workflows where available and legally permitted. Stablecoin services are subject to KYB, compliance checks, jurisdictional availability, transaction monitoring and partner approval.
How is KeyBS Pay different from Wise, Payoneer or traditional banks?
Wise and Payoneer are useful for general international payments, while traditional banks handle standard wires. KeyBS Pay focuses specifically on African B2B trade with features including supplier verification before payment, CNY domestic payout into China, stablecoin settlement workflows, global collection in 9+ major currencies, and TradeScore™ supplier ratings — in one platform.
Is KeyBS Pay a bank?
No. KeyBS Pay is not a bank. Services are provided directly where permitted or through regulated infrastructure partners and are subject to KYB/KYC, AML checks, jurisdictional availability, transaction monitoring, currency support and partner approval.
Trusted by businesses across Africa
“We were losing 4.2% on every China-Ghana payment. KeyBS Pay cut that to 1.5% and settled the same day.”
Saved 2.7% per transferKwame Asante-Boateng
MD, Accra Trading Co.
“Our Nigerian supplier payments used to take 5 days. Now it's same-day, every time. Our supply chain has never been more reliable.”
5-day → same-dayFatima Al-Hassan
CFO, Lagos Imports Ltd.
“The KYC was done in 2 days. Our bank took 3 weeks. For a fast-moving trading business, that speed is everything.”
KYC in 48 hrsJames Kariuki
Treasury Manager, Nairobi Ventures
Ready to move money
the right way?
Talk to our team and get a free FX cost analysis for your exact trade corridor.